Lito Villanueva is the Executive Vice President and Chief Innovation and Inclusion Officer for RCBC. Mr. Villanueva is also concurrently the Chief Digital Transformation Advisor for the Yuchengco Group of Companies. He is also the founding chairman of Fintech Alliance.ph, the Philippines’ premier organization of digital and fintech companies from startups to unicorns generating over 90% of fintech-initiated transactions volume in the country today. Mr. Villanueva is the Philippines’ leading and award- winning thought leader on digital transformation and inclusive digital finance. He has over 20 years of experience in banking, telecommunications, payments, development finance, advisory, regtech, and financial technology. He has merited over 70 global and regional awards, including being named one of the Top 100 FinTech Leaders in Asia, Mr. Fintech of the Philippines by BizNewsAsia, and recently as Chief Innovation of the Year by the London-based The Banker, and among the Top 100 Filipinos on LinkedIn in 2021. He released various publications including the award-winning three-volume Inclusive Digital Finance Report and the Uncharted Beyond: The Taxonomy of FinTech in the Philippines. He is also a member of the Inclusion Executive Committee of the Global Impact FinTech (GIFT) Forum, South Africa-based Alliance of Digital Finance Associations, and the Management Association of the Philippines. He is also the founding president of the BSP Governor Nestor A. Espenilla Jr. Institute for Growth towards National Inclusion, Transformation, and Empowerment (IGNITE). Finished the Cambridge Intellect Leadership Programme in 2019 on Digital Transformation by Design at the University of Cambridge Judge Business School Executive Education in UK. Earned two graduate degrees: Master of Arts in Public Administration with magna cum laude honors from the University of Santo Tomas (UST), and Master in National Security Administration from the National Defense College of the Philippines as a state scholar, and its youngest graduate thus far. His undergraduate degree is in political science also in UST.