Nirmal Paul has a double Masters degree with M.Phil in Zoology and M.B.A. in Marketing. He is also a certified Anti-Corruption Manager from The American Anti-Corruption Institute (AACI) 

Seasoned professional with rich 22 years of experience in 5 Industries namely Cards, Banking, Publishing, Forex and Life Insurance in the field of Financial Crime, Building and institutionalizing Culture of Ethics and Compliance, Forensics Investigation, Fraud Risk assessments, Data Analytics, Code of Conduct, Whistle Blowing Process, Prevention of Sexual Harassment, Compliance Audits. 

Nirmal has been with the Life Insurance sector since 2005. Presently he is designated as VP and Head – Fraud Prevention Unit & Claims Investigation at Bajaj Allianz Life Insurance Company Ltd. Prior to his present assignment, Nirmal was with Max Life Insurance Company Ltd as VP and Head – Compliance Reviews and Investigations. He also worked with American Express TRS, Thomas Cook and Oxford University Press. 

He has been honoured with ‘Best Fraud Risk Initiatives FY 21’, ‘Anti-Fraud Team of the Year- FY’21’, ‘Best Fraud Analytics Team of the Year’, ‘Best Fraud Intelligence’ award at 5th Annual Insurance India Summit & Awards 2020. He is a regular speaker in various national international Industry forums.